{"id":82481,"date":"2021-11-19T03:13:58","date_gmt":"2021-11-19T03:13:58","guid":{"rendered":"https:\/\/hildasibrian.com\/?p=82481"},"modified":"2026-03-17T16:37:57","modified_gmt":"2026-03-17T21:37:57","slug":"what-you-need-to-know-about-car-accident-repairs","status":"publish","type":"post","link":"https:\/\/hildasibrian.com\/en\/blog\/what-you-need-to-know-about-car-accident-repairs\/","title":{"rendered":"What You Need to Know About Car Accident Repairs"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"82481\" class=\"elementor elementor-82481\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3945393c e-flex e-con-boxed e-con e-parent\" data-id=\"3945393c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7aa77725 elementor-widget elementor-widget-text-editor\" data-id=\"7aa77725\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400\">Getting your vehicle repaired after an accident can be a frustrating experience, particularly if an insurance company is trying to bully you into using a specific repair shop or if they are refusing to accept a car accident repair estimate. It\u2019s important to know what your rights are when it comes to vehicle repairs. <\/span><span style=\"font-weight: 400\">Call<\/span><span style=\"font-weight: 400\"> The Law Offices of Hilda Sibrian\u2122 at <strong>713-714-1414<\/strong> or fill our <a href=\"https:\/\/hildasibrian.com\/en\/contact-us\/\">online form<\/a> today for a free consultation to discuss your car accident case.\u00a0<\/span><\/p><h2><b>You Can Choose the Repair Facility<\/b><\/h2><p><span style=\"font-weight: 400\">The insurance company might try to pressure you to use a particular car repair shop, often because they have an existing relationship. These repair shops often provide discounted repair services that help keep the insurance company\u2019s costs down. While this sounds advantageous in theory, it could also result in cut corners and inferior parts being used in some instances.\u00a0<\/span><\/p><p><span style=\"font-weight: 400\">Know that although the insurance company might recommend a facility to you, you are not required to use that facility. In Texas, you have the right to have your vehicle towed to and repaired by any body shop you choose.\u00a0<\/span><\/p><p><span style=\"font-weight: 400\">If the insurance company recommends a specific repair shop to you, they may have to disclose that they have a relationship with the repair service provider. Whatever you do, make sure that you thoroughly review your options before choosing a car repair facility. By selecting a repair shop that values quality work, you can ensure your vehicle will be safe for future use.\u00a0<\/span><\/p><h2><b>What Insurance Covers Car Repairs?<\/b><\/h2><p><span style=\"font-weight: 400\">Depending on the nature of the car accident, different types of insurance can be used to cover car repairs. Some of the common types of insurance that covers car repairs include:\u00a0<\/span><\/p><ul><li style=\"font-weight: 400\"><b>Property damage liability<\/b><span style=\"font-weight: 400\"> \u2013 If you were involved in an accident that was caused by another driver\u2019s negligence, then you could claim compensation for car repairs through their liability policy. All Texas drivers are required to carry liability insurance. If the other driver was at fault for the accident, you could hold them accountable through their insurance company.\u00a0<\/span><\/li><li style=\"font-weight: 400\"><b>Uninsured\/underinsured motorist coverage<\/b><span style=\"font-weight: 400\"> \u2013 In some cases, you may have to turn to your own <a href=\"https:\/\/hildasibrian.com\/en\/houston-car-accident-lawyers\/underinsured-uninsured-coverage\/\">uninsured\/underinsured motorist coverage to pay for car repairs<\/a>. For instance, if you were hit by a driver who doesn\u2019t have sufficient insurance to cover your repairs, or if you were involved in a hit and run accident and aren\u2019t able to track down the hit and run driver, then you could turn to your uninsured\/underinsured motorist coverage if you purchased it.\u00a0<\/span><\/li><li style=\"font-weight: 400\"><b>Collision insurance<\/b><span style=\"font-weight: 400\"> &#8211; Finally, you could also turn to collision coverage to pay for car repairs if you have purchased collision insurance as part of your insurance policy. Collision coverage can be used whether or not you were at fault for an accident.<\/span><\/li><\/ul><h2><b>What If The Insurance Estimate Is Lower Than the Repair Shop\u2019s?<\/b><\/h2><p><span style=\"font-weight: 400\">If your insurer\u2019s car accident repair estimate is lower than the repair shop\u2019s and the insurance company refuses to accept the shop\u2019s estimate, you can:\u00a0<\/span><\/p><ul><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Ask the insurance company to increase their estimate<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Ask the insurance company to cover the repair shop\u2019s proposed costs<\/span><\/li><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Make out-of-pocket payments for the cost difference between their estimate and the repair shop\u2019s<\/span><\/li><\/ul><p><span style=\"font-weight: 400\">You can also contact a <a href=\"https:\/\/hildasibrian.com\/en\/houston-car-accident-lawyers\/\">Houston car accident attorney<\/a> who can review any offer the insurance company makes to settle your claim and advise you whether or not it is fair.<\/span><\/p><h2><b>Contact a Houston Car Accident Attorney Today<\/b><\/h2><p><span style=\"font-weight: 400\">Insurance companies are for-profit entities, and their goal is to minimize costs as much as possible. If an insurance company is trying to bully you into getting your vehicle repaired at a particular body shop or if they are refusing to accept your shop\u2019s estimate, it might be time to get an attorney involved. <\/span><span style=\"font-weight: 400\">Contact<\/span><span style=\"font-weight: 400\"> <a href=\"https:\/\/hildasibrian.com\/en\/\">The Law Offices of Hilda Sibrian\u2122<\/a> today to discuss your car accident case. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Getting your vehicle repaired after an accident can be a frustrating experience, particularly if an insurance company is trying to bully you into using a specific repair shop or if they are refusing to accept a car accident repair estimate. It\u2019s important to know what your rights are when it comes to vehicle repairs. Call [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":84515,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"editor_notices":[],"footnotes":""},"categories":[10,163],"tags":[],"class_list":["post-82481","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto-accidents","category-tips"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.6 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>What You Need to Know About Car Accident Repairs | Hilda Sibrian\u00ae<\/title>\n<meta name=\"description\" content=\"Involved in a car accident? Our attorneys have attained real results for thousands of clients. We can help you! 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